/* LendingTree-Style Homepage CSS */

/* Header - Dark and Sticky on All Devices */
.header-lt {
    background: #1e3a5f;
    border-bottom: none;
    padding: 1rem 0;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    box-shadow: 0 2px 8px rgba(0,0,0,0.2);
    width: 100%;
}

.header-content-lt {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo-lt {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    text-decoration: none;
}

.logo-img-lt {
    height: 40px;
    width: auto;
}

.logo-text-lt {
    font-family: 'Poppins', sans-serif;
    font-size: 1.5rem;
    font-weight: 700;
    color: #fff;
}

.nav-lt {
    display: flex;
    align-items: center;
    gap: 2rem;
}

.nav-lt a {
    color: #fff;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.2s;
}

.nav-lt a:hover {
    color: #10b981;
}

.nav-dropdown-lt {
    position: relative;
    cursor: pointer;
}

.nav-dropdown-lt span {
    color: #fff;
    font-weight: 500;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.dropdown-menu-lt {
    position: absolute;
    top: 100%;
    left: 0;
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 8px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.1);
    min-width: 220px;
    padding: 0.5rem 0;
    display: none;
    z-index: 100;
}

.nav-dropdown-lt:hover .dropdown-menu-lt {
    display: block;
}

.dropdown-menu-lt a {
    display: block;
    padding: 0.75rem 1.25rem;
    color: #4b5563;
    text-decoration: none;
    transition: background 0.2s;
}

.dropdown-menu-lt a:hover {
    background: #f9fafb;
    color: #10b981;
}

.btn-header-lt {
    background: linear-gradient(135deg, #10b981 0%, #059669 100%);
    color: #fff !important;
    padding: 0.625rem 1.5rem;
    border-radius: 6px;
    font-weight: 600;
    transition: background 0.2s;
}

.btn-header-lt:hover {
    background: linear-gradient(135deg, #059669 0%, #047857 100%);
}

/* Hero Section */
.hero-lt {
    background: linear-gradient(135deg, #f9fafb 0%, #fff 100%);
    padding: 3rem 0 4rem;
}

.hero-headline-lt {
    text-align: center;
    font-size: 3.75rem;
    font-weight: 800;
    color: #1f2937;
    margin-bottom: 2rem;
    font-family: 'Poppins', sans-serif;
    text-shadow: 0 3px 12px rgba(0, 0, 0, 0.12);
}

.highlight-orange-lt {
    color: #10b981;
}

.highlight-green-lt {
    color: #10b981;
}

.hero-subheadline-lt {
    font-size: 1.75rem;
    font-weight: 600;
    color: #374151;
    margin-bottom: 2.5rem;
    text-align: center;
    line-height: 1.4;
}

/* Service Tabs */
.service-tabs-lt {
    display: flex;
    justify-content: center;
    gap: 1rem;
    margin-bottom: 3rem;
    flex-wrap: wrap;
}

.service-tab-lt {
    background: #fff;
    border: 2px solid #e5e7eb;
    border-radius: 8px;
    padding: 1rem 1.25rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
    text-decoration: none;
    color: #4b5563;
    transition: all 0.3s;
    min-width: 120px;
    width: 155px;
}

.service-tab-lt i {
    font-size: 1.5rem;
    color: #10b981;
}

.service-tab-lt span {
    font-weight: 600;
    font-size: 0.8rem;
}

.service-tab-lt:hover,
.active-tab-lt {
    border-color: #10b981;
    background: #fef2f2;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(220, 38, 38, 0.15);
}

/* Hero Split Content */
.hero-split-lt {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-left-lt {
    max-width: 600px;
}

.hero-sub-lt {
    font-size: 1.75rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
}

.hero-desc-lt {
    font-size: 1.125rem;
    color: #6b7280;
    margin-bottom: 2rem;
    line-height: 1.7;
}

/* Hero Form */
.hero-form-lt {
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 12px;
    padding: 2rem;
    box-shadow: 0 4px 16px rgba(0,0,0,0.12);
}

.hero-form-lt h3 {
    font-size: 1.125rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 1rem;
}

.debt-checks-lt {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 1.5rem;
}

.check-item-lt {
    display: flex;
    align-items: center;
    cursor: pointer;
}

.check-item-lt {
    background: #fff;
    border: 2px solid #e5e7eb;
    border-radius: 12px;
    padding: 1rem 1.25rem;
    transition: all 0.3s ease;
    margin-bottom: 0.5rem;
}

.check-item-lt:hover {
    border-color: #10b981;
    background: #f0fdf4;
    transform: translateX(4px);
    box-shadow: 0 2px 8px rgba(16, 185, 129, 0.15);
}

.check-item-lt input[type="radio"] {
    appearance: none;
    -webkit-appearance: none;
    margin-right: 0.75rem;
    width: 20px;
    height: 20px;
    cursor: pointer;
    border: 2px solid #d1d5db;
    border-radius: 50%;
    background: white;
    transition: all 0.2s ease;
    flex-shrink: 0;
    position: relative;
}

.check-item-lt input[type="radio"]:checked {
    border-color: #10b981;
    border-width: 2px;
    background: #10b981;
}

.check-item-lt input[type="radio"]:checked::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: white;
}

.check-item-lt:has(input[type="radio"]:checked) {
    border-color: #10b981;
    background: #f0fdf4;
    border-width: 2px;
}

.check-label-lt {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-weight: 500;
    color: #374151;
}

.check-label-lt i {
    color: #10b981;
}

.btn-hero-lt {
    display: inline-block;
    background: linear-gradient(135deg, #10b981 0%, #059669 100%);
    color: #fff;
    border: none;
    padding: 16px 48px;
    border-radius: 8px;
    font-size: 1.125rem;
    font-weight: 700;
    cursor: pointer;
    transition: background 0.2s;
    text-decoration: none;
}

.btn-hero-lt:hover {
    background: linear-gradient(135deg, #059669 0%, #047857 100%);
}

.privacy-lt {
    margin-top: 1rem;
    font-size: 0.875rem;
    color: #6b7280;
    text-align: center;
}

.privacy-lt a {
    color: #10b981;
    text-decoration: underline;
}

/* Hero Right */
.hero-right-lt {
    position: relative;
}

.hero-img-lt {
    width: 100%;
    height: auto;
    border-radius: 16px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.15);
    animation: none !important;
    transition: none !important;
    transform: none !important;
}

/* Trust Bar */
.trust-bar-lt {
    background: #fff;
    border-top: 1px solid #e5e7eb;
    border-bottom: 1px solid #e5e7eb;
    padding: 2rem 0;
}

.trust-stats-lt {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.trust-stat-lt {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.trust-stat-lt i {
    font-size: 2.5rem;
    color: #10b981;
}

.trust-stat-lt strong {
    display: block;
    font-size: 1.5rem;
    font-weight: 700;
    color: #FFFFFF !important;
}

.trust-stat-lt span {
    display: block;
    font-size: 0.875rem;
    color: #FFFFFF !important;
}

/* Why Section */
.why-lt {
    padding: 4rem 0;
    background: #f9fafb;
}

.section-title-lt {
    text-align: center;
    font-size: 2.25rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 3rem;
}

.why-grid-lt {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.why-card-lt {
    background: #fff;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.05);
    text-align: center;
}

.why-icon-lt {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #10b981 0%, #14b8a6 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
}

.why-icon-lt i {
    font-size: 2rem;
    color: #fff;
}

.why-card-lt h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 0.75rem;
}

.why-card-lt p {
    color: #6b7280;
    line-height: 1.6;
}

/* As Seen On */
.as-seen-lt {
    padding: 2rem 0;
    background: #fff;
    border-bottom: 1px solid #e5e7eb;
}

.as-seen-title-lt {
    text-align: center;
    font-size: 0.875rem;
    color: #6b7280;
    margin-bottom: 1.5rem;
    font-weight: 500;
}

.media-logos-lt {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 3rem;
    flex-wrap: wrap;
}

.media-logo-lt {
    font-size: 1.25rem;
    font-weight: 700;
    color: #9ca3af;
    font-family: 'Georgia', serif;
}

/* Partners Section */
.partners-lt {
    padding: 4rem 0;
    background: #f9fafb;
}

.section-subtitle-lt {
    text-align: center;
    font-size: 1.125rem;
    color: #6b7280;
    margin-bottom: 3rem;
}

.partner-grid-lt {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    margin-bottom: 3rem;
}

.partner-logo-lt {
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 8px;
    padding: 2rem;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    color: #4b5563;
    text-align: center;
    min-height: 100px;
}

.trust-badges-lt {
    display: flex;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
}

.trust-badge-lt {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background: #fff;
    padding: 1rem 1.5rem;
    border-radius: 8px;
    border: 1px solid #e5e7eb;
}

.trust-badge-lt i {
    font-size: 1.5rem;
    color: #16a34a;
}

.trust-badge-lt span {
    font-weight: 600;
    color: #374151;
}

/* How It Works */
.how-lt {
    padding: 4rem 0;
    background: #fff;
}

.steps-lt {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 2rem;
    max-width: 1000px;
    margin: 0 auto;
}

.step-lt {
    flex: 1;
    text-align: center;
}

.step-num-lt {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #10b981 0%, #14b8a6 100%);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.75rem;
    font-weight: 700;
    margin: 0 auto 1rem;
    margin-bottom: 0.75rem;
}

.stat-number-lt {
    font-size: 2.5rem;
    font-weight: 700;
    color: #10b981 !important;
}

.step-lt p {
    color: #6b7280;
    line-height: 1.6;
}

.step-arrow-lt {
    font-size: 2rem;
    color: #10b981;
}

/* Services Grid */
.services-lt {
    padding: 4rem 0;
    background: #f9fafb;
}

.services-grid-lt {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.service-card-lt {
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 12px;
    padding: 2rem;
    text-decoration: none;
    color: inherit;
    transition: all 0.3s;
    display: flex;
    flex-direction: column;
    min-height: 380px;
}

.service-card-lt:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 24px rgba(0,0,0,0.1);
    border-color: #10b981;
}

.service-icon-lt {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #10b981 0%, #14b8a6 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.service-icon-lt i {
    font-size: 1.75rem;
    color: #fff;
}

.service-card-lt h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 0.75rem;
}

.service-card-lt p {
    color: #6b7280;
    line-height: 1.6;
    margin-bottom: 1rem;
    flex-grow: 1;
}

.service-list-lt {
    list-style: none;
    padding: 0;
    margin: 0 0 1.5rem 0;
}

.service-list-lt li {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #374151;
    margin-bottom: 0.5rem;
    font-size: 0.875rem;
}

.service-list-lt i {
    color: #16a34a;
}

.learn-more-lt {
    background: #10b981;
    color: white;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 12px 24px;
    border-radius: 8px;
    transition: all 0.3s ease;
    margin-top: 16px;
}

.learn-more-lt:hover {
    background: #059669;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(16, 185, 129, 0.3);
}

/* Comparison */
.comparison-lt {
    padding: 4rem 0;
    background: #fff;
}

.comparison-grid-lt {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    max-width: 900px;
    margin: 0 auto;
}

.comparison-col-lt {
    border-radius: 12px;
    padding: 2rem;
}

.without-lt {
    background: #fef2f2;
    border: 2px solid #fca5a5;
}

.with-lt {
    background: #f0fdf4;
    border: 2px solid #86efac;
}

.comparison-col-lt h3 {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.without-lt h3 {
    color: #10b981;
}

.with-lt h3 {
    color: #16a34a;
}

.comparison-col-lt ul {
    list-style: none;
    padding: 0;
}

.comparison-col-lt li {
    padding: 0.75rem 0;
    border-bottom: 1px solid rgba(0,0,0,0.05);
    color: #374151;
}

/* Testimonials */
.testimonials-lt {
    padding: 4rem 0;
    background: #f9fafb;
}

.testimonials-grid-lt {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.testimonial-lt {
    background: #fff;
    border-radius: 12px;
    padding: 2rem;
    box-shadow: 0 2px 8px rgba(0,0,0,0.05);
}

.quote-lt {
    margin-bottom: 1.5rem;
}

.quote-lt i {
    display: none; /* Hidden per user request - no quote marks */
}

.quote-lt p {
    color: #374151;
    line-height: 1.7;
    font-style: italic;
}

.author-lt strong {
    display: block;
    color: #1f2937;
    font-weight: 700;
    margin-bottom: 0.25rem;
}

.author-lt span {
    color: #6b7280;
    font-size: 0.875rem;
}

.stat-lt {
    margin-top: 1rem;
    padding-top: 1rem;
    border-top: 1px solid #e5e7eb;
    color: #6b7280;
    font-size: 0.875rem;
}

.stat-lt strong {
    color: #10b981;
    font-weight: 700;
}

/* FAQ */
.faq-lt {
    padding: 4rem 0;
    background: #fff;
}

.faq-accordion-lt {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item-lt {
    background: #FFFFFF;
    border: 1px solid #e5e7eb;
    border-radius: 8px;
    margin-bottom: 12px;
    overflow: hidden;
}

.faq-q-lt {
    width: 100%;
    background: #FFFFFF;
    border: none;
    padding: 1.5rem 1.25rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    text-align: left;
    font-size: 1.125rem;
    font-weight: 600;
    color: #1f2937;
    transition: background 0.2s;
}

.faq-q-lt:hover {
    background: #f9fafb;
}

.faq-q-lt i {
    color: #10b981;
    transition: transform 0.3s;
}

.active-faq-lt .faq-q-lt i {
    transform: rotate(45deg);
}

.faq-a-lt {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    background: #FFFFFF;
}

.active-faq-lt .faq-a-lt {
    max-height: 500px;
    padding: 0 1.25rem 1.5rem 1.25rem;
}

.faq-a-lt p {
    color: #6b7280;
    line-height: 1.7;
}

/* Final CTA */
.cta-lt {
    padding: 4rem 0;
    background: linear-gradient(135deg, #10b981 0%, #14b8a6 100%);
    text-align: center;
    color: #fff;
}

.cta-lt h2 {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.cta-lt p {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    opacity: 0.95;
}

.btn-cta-lt {
    display: inline-block;
    background: #fff;
    color: #10b981;
    padding: 1.25rem 3rem;
    border-radius: 8px;
    font-size: 1.25rem;
    font-weight: 700;
    text-decoration: none;
    transition: transform 0.2s;
}

.btn-cta-lt:hover {
    transform: scale(1.05);
}

.cta-trust-lt {
    margin-top: 2rem;
    display: flex;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
    opacity: 0.9;
}

.cta-trust-lt span {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

/* Footer */
.footer-lt {
    background: #1f2937;
    color: #9ca3af;
    padding: 3rem 0 1.5rem;
}

.footer-grid-lt {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-col-lt h4 {
    color: #fff;
    font-weight: 700;
    margin-bottom: 1rem;
}

.footer-col-lt ul {
    list-style: none;
    padding: 0;
}

.footer-col-lt li {
    margin-bottom: 0.5rem;
}

.footer-col-lt a {
    color: #9ca3af;
    text-decoration: none;
    transition: color 0.2s;
}

.footer-col-lt a:hover {
    color: #fff;
}

.footer-logo-lt {
    height: 40px;
    margin-bottom: 1rem;
}

.footer-social-lt {
    display: flex;
    gap: 1rem;
    margin-top: 1rem;
}

.footer-social-lt a {
    width: 36px;
    height: 36px;
    background: #374151;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #9ca3af;
    transition: all 0.2s;
}

.footer-social-lt a:hover {
    background: #10b981;
    color: #fff;
}

.footer-bottom-lt {
    border-top: 1px solid #374151;
    padding-top: 1.5rem;
    text-align: center;
    font-size: 0.875rem;
}

.disclaimer-lt {
    margin-top: 1rem;
    font-size: 0.75rem;
    opacity: 0.7;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

/* Responsive */
@media (max-width: 768px) {
    /* Hide desktop navigation on mobile */
    .nav-lt {
        display: none;
    }
    
    /* Make logo smaller on mobile */
    .logo-text-lt {
        font-size: 1.5rem;
    }
    
    .logo-img-lt {
        height: 32px;
    }
    
    .hero-split-lt {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    /* Hide service tabs on mobile */
    .service-tabs-lt {
        display: none;
    }
    
    /* Make headline bigger on mobile - wraps to 2 lines */
    .hero-headline-lt {
        font-size: 3rem;
        line-height: 1.15;
        margin-bottom: 1.5rem;
        padding: 0 1rem;
    }
    
    .trust-stats-lt {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .why-grid-lt {
        grid-template-columns: 1fr;
    }
    
    .partner-grid-lt {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .steps-lt {
        flex-direction: column;
    }
    
    /* Hide arrows between steps on mobile */
    .step-arrow-lt {
        display: none;
    }
    
    /* Fix testimonial quote icon on mobile */
    .quote-icon-lt {
        display: none; /* Hidden per user request */
    }
    
    /* Make testimonial stats stack vertically on mobile */
    .testimonial-stats-lt {
        flex-direction: column;
        gap: 1rem;
    }
    
    /* Mobile hero heading changes */
    .hero-headline-lt {
        display: block;
        font-size: 3rem;
        font-weight: 800;
        text-align: center;
        margin-bottom: 1.5rem;
        line-height: 1.15;
    }
    
    .hero-sub-lt {
        display: none;
    }
    
    .hero-desc-lt {
        text-align: center;
    }
    
    .comparison-grid-lt {
        grid-template-columns: 1fr;
    }
    
    .testimonials-grid-lt {
        grid-template-columns: 1fr;
    }
    
    .footer-grid-lt {
        grid-template-columns: 1fr;
    }
}

/* Testimonial Credibility Section */
.testimonial-credibility-lt {
    padding: 5rem 0;
    background: linear-gradient(135deg, #FFF5F0 0%, #FFF9F5 100%);
}

.testimonial-content-lt {
    max-width: 900px;
    margin: 0 auto 3rem;
}

.testimonial-quote-lt {
    background: #fff;
    border-radius: 16px;
    padding: 3rem;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
    position: relative;
}

.quote-icon-lt {
    display: none; /* Hidden per user request */
    font-size: 3rem;
    color: #FF6B35;
    opacity: 0.2;
    position: absolute;
    top: 2rem;
    left: 2rem;
}

.testimonial-text-lt {
    font-size: 1.25rem;
    line-height: 1.8;
    color: #374151;
    margin-bottom: 2rem;
    font-style: italic;
    position: relative;
    z-index: 1;
}

.testimonial-author-lt {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 2rem;
    padding-top: 1.5rem;
    border-top: 2px solid #f3f4f6;
}

.author-info-lt {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.author-info-lt strong {
    font-size: 1.125rem;
    color: #111827;
    font-weight: 700;
}

.author-info-lt span {
    color: #6b7280;
    font-size: 0.95rem;
}

.testimonial-stats-lt {
    display: flex;
    gap: 2.5rem;
    flex-wrap: wrap;
}

.stat-item-lt {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

.stat-item-lt strong {
    font-size: 1.75rem;
    font-weight: 700;
    color: #10b981 !important;
    font-family: 'Poppins', sans-serif;
}

.stat-item-lt span {
    font-size: 0.875rem;
    color: #6b7280;
    margin-top: 0.25rem;
}

@media (max-width: 768px) {
    .testimonial-quote-lt {
        padding: 2rem;
    }
    
    .testimonial-text-lt {
        font-size: 1.125rem;
    }
    
    .testimonial-author-lt {
        flex-direction: column;
        align-items: flex-start;
    }
    
    .testimonial-stats-lt {
        gap: 1.5rem;
        width: 100%;
        justify-content: space-between;
    }
    
    .stat-item-lt strong {
        font-size: 1.5rem;
    }
}

/* Primary Button - Red with White Text */
.btn-primary {
    display: inline-block !important;
    background: #10b981 !important;
    color: #fff !important;
    padding: 1rem 2.5rem !important;
    border-radius: 8px !important;
    font-size: 1.125rem !important;
    font-weight: 700 !important;
    text-decoration: none !important;
    transition: all 0.3s ease;
    border: none !important;
    cursor: pointer;
}

.btn-primary:hover {
    background: #059669;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(220, 38, 38, 0.3);
}

/* Transparency Link */
.transparency-link-lt {
    text-align: center;
    margin-top: 2rem;
}

.transparency-link-text-lt {
    color: #0066cc;
    font-size: 0.95rem;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: color 0.3s ease;
}

.transparency-link-text-lt:hover {
    color: #004499;
    text-decoration: underline;
}

.transparency-link-text-lt i {
    font-size: 1.1rem;
}

/* Featured Rates Section */
.featured-rates-lt {
    background: #f8f9fa;
    padding: 4rem 0;
}

.rates-grid-lt {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin: 3rem 0;
}

.rate-card-lt {
    background: white;
    border-radius: 8px;
    padding: 1.5rem 1.25rem;
    text-align: center;
    box-shadow: 0 2px 8px rgba(0,0,0,0.08);
    border-left: 4px solid #10b981;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.rate-card-lt:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 20px rgba(0,0,0,0.12);
}

.rate-label-lt {
    font-size: 0.95rem;
    color: #6b7280;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 0.75rem;
}

.rate-number-lt {
    font-size: 3rem;
    font-weight: 800;
    color: #10b981;
    line-height: 1;
    margin: 0.5rem 0;
}

.rate-desc-lt {
    font-size: 1.1rem;
    color: #374151;
    font-weight: 600;
    margin: 0.75rem 0;
}

.rate-detail-lt {
    font-size: 0.9rem;
    color: #6b7280;
    margin-top: 0.5rem;
}

.rates-disclaimer-lt {
    text-align: center;
    font-size: 0.85rem;
    color: #6b7280;
    margin-top: 2rem;
    font-style: italic;
}

@media (max-width: 768px) {
    .rates-grid-lt {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .rate-number-lt {
        font-size: 2.5rem;
    }
}