Terms of Service

Last Updated: December 1, 2025

Please read these Terms of Service carefully before using the Releafly website. By using our service, you agree to be bound by these terms.

What Releafly Does

Releafly is a lead generation marketplace. We are not a debt relief company, lender, or financial advisor. Our service is designed to connect consumers who are seeking debt relief with our network of trusted debt relief providers.

How It Works

1. You fill out a simple form on our website with information about your debt situation.
2. We securely share your information with up to five of our vetted partners who specialize in your type of debt.
3. Our partners will contact you directly by phone, email, or SMS to discuss your options and provide you with quotes.
4. You compare the offers and choose the best solution for your needs.

Your Responsibilities

• You agree to provide accurate and truthful information in your request.
• You are responsible for making your own decisions about which debt relief provider and program to choose.
• You should consult with a qualified professional (like a financial advisor or attorney) before making any major financial decisions.

Important Disclaimers

• No Guarantee of Results: We do not guarantee that you will be accepted into a debt relief program or that you will achieve a specific outcome. All decisions are made by our partners.
• Not Financial Advice: The information on our website is for educational purposes only and should not be considered financial, legal, or tax advice.
• Credit Score Impact: Debt relief programs may have a negative impact on your credit score.
• Tax Consequences: Forgiven debt may be considered taxable income by the IRS.

Limitation of Liability

Releafly is not responsible for the actions, services, or agreements of our third-party partners. Our maximum liability to you for any reason is limited to $100.

Dispute Resolution

Any disputes arising from your use of our service will be resolved through binding arbitration in Delaware. You have the right to opt-out of this arbitration agreement within 30 days of using our service.

Contact Us

If you have any questions about these Terms of Service, please contact us.

Email: legal@releafly.com

We will respond to all inquiries within 5 business days.