How to Get Out of Credit Card Debt Fast
Learn proven strategies to eliminate credit card debt quickly, including the debt avalanche and snowball methods, balance transfers, and debt consolidation options.
Read Article →Expert advice and insights to help you navigate your debt relief journey and achieve financial freedom.
Learn proven strategies to eliminate credit card debt quickly, including the debt avalanche and snowball methods, balance transfers, and debt consolidation options.
Read Article →Compare the pros and cons of debt settlement and bankruptcy to make an informed decision about your financial future and which option best fits your situation.
Read Article →Recognize the warning signs that it's time to seek professional help with your debt situation, from maxed-out credit cards to constant collection calls.
Read Article →Learn your rights under the Fair Debt Collection Practices Act and discover legal methods to stop harassing collection calls once and for all.
Read Article →Discover how debt settlement affects your credit score, how long the impact lasts, and proven strategies to rebuild your credit after completing a program.
Read Article →Uncover the pros, cons, and hidden pitfalls of debt consolidation loans. Learn when they work, when they don't, and what alternatives might be better.
Read Article →Master the art of negotiating with creditors to reduce your debt. Get scripts, strategies, and tips for successful debt settlement negotiations.
Read Article →Understand your rights when dealing with medical debt, including protections under the No Surprises Act and options for negotiating hospital bills.
Read Article →Explore IRS tax debt relief options including Offer in Compromise, installment agreements, Currently Not Collectible status, and penalty abatement.
Read Article →Learn the warning signs that your small business needs debt relief and discover options for resolving SBA loans, merchant cash advances, and business credit cards.
Read Article →Instead of sharing information with multiple companies, fill out one simple, secure form in five minutes or less.
We'll match you with up to 5 debt relief partners from our network who will compete for your business and help you save thousands.
We provide ongoing support with free consultations, expert guidance, and personalized recommendations to help you become debt-free.
Results vary based on individual circumstances and debt type. Past performance does not guarantee future results.
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"I was drowning in $45,000 of debt. Releafly connected me with licensed professionals who reduced my payments by 40%. Within 18 months, I was debt-free. They're trusted by over 50,000 Americans for a reason."
Get matched with the best debt relief solution in 3 simple steps
Complete our quick 2-minute form. We'll ask about your debt type, amount, and financial situation.
Our platform connects you with up to 5 vetted debt relief partners who specialize in your specific situation.
Compare offers, speak with experts, and select the relief program that works best for you.
We connect you with experts in every type of debt relief
Reduce unsecured debts like personal loans, medical bills, and payday loans by up to 50%.
Stop the cycle of high-interest credit card debt. Lower your payments and become debt-free faster.
Lower your monthly mortgage payment, avoid foreclosure, or refinance to better terms.
Resolve IRS tax debt with expert help. Stop wage garnishments and negotiate settlements.
Get your business back on track. Restructure debt, negotiate with creditors, protect assets.
Our network of debt relief partners includes certified financial professionals who specialize in helping people just like you find the right solution.
See the difference our debt relief partners make
See how Releafly helped people just like you find financial freedom
"We eliminated $43,000 in credit card debt and saved our home! After years of struggling, Releafly connected us with a debt settlement company that reduced our debt by 60%. We're finally debt-free!"
"Releafly helped us resolve $28,000 in IRS tax debt. We were terrified of the IRS. The tax relief partner they matched us with negotiated our debt down to $8,500. We can finally breathe again!"
"Our mortgage was underwater and we were facing foreclosure. Releafly connected us with a refinance specialist who got us a better rate and saved our home. Forever grateful!"
Expert advice and insights to help you navigate your debt relief journey
Learn proven strategies to eliminate credit card debt quickly, including the debt avalanche and snowball methods.
Read More →Compare the pros and cons of debt settlement and bankruptcy to make an informed decision about your financial future.
Read More →Recognize the warning signs that it's time to seek professional help with your debt situation.
Read More →Get answers to common questions about debt relief
Releafly is a free marketplace that connects consumers with trusted debt relief partners. You fill out one simple form, and we match you with up to 5 vetted companies who specialize in your type of debt. They compete for your business, which means you get better rates and service.
Yes! Releafly is 100% free for consumers. We're paid by our partner companies when we connect them with qualified leads. You'll never pay us a dime. Any fees you pay will be to the debt relief company you choose to work with.
Results vary based on your situation, but most clients see their debt reduced by 40-60% through settlement programs. For example, if you owe $30,000, you might settle for $12,000-$18,000. Tax debt relief and mortgage modifications have different outcomes based on your specific circumstances.
Debt settlement can initially impact your credit score, but if you're already behind on payments or considering bankruptcy, it may be your best option. Most clients see their credit improve within 6-12 months after completing a program as they rebuild with on-time payments and lower debt-to-income ratios.
Most debt relief programs take 24-48 months to complete, depending on the amount of debt and your monthly payment capacity. This is much faster than the 15-25 years it would take to pay off debt with minimum payments.
Absolutely. We only work with licensed, BBB A+ accredited debt relief companies with proven track records. All partners must meet strict criteria for customer satisfaction, transparency, and ethical business practices.
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